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Our Financial Services

At JoinMoni, we provide comprehensive financial solutions designed to meet your personal and business needs. With our secure, innovative, and customer-focused approach, we're committed to helping you achieve your financial goals.

Personal Loans

Quick and flexible personal loans to meet your immediate financial needs with competitive interest rates and flexible repayment terms.

  • Loan amounts from SAR 5,000 to SAR 500,000
  • Flexible repayment periods (6-60 months)
  • Fast approval within 24 hours
  • No hidden fees or charges

Business Loans

Financing solutions for small, medium, and large businesses to grow and thrive with tailored financial packages.

  • Startup and expansion financing
  • Equipment and inventory financing
  • Working capital solutions
  • Commercial real estate loans

Online Transactions

Secure and fast online money transfers and payments for all clients with advanced security features.

  • 24/7 online banking access
  • Instant local and international transfers
  • Bill payments and automated transactions
  • Advanced fraud protection

Savings & Investment

Safe savings plans and investment options to secure your future with expert financial guidance.

  • High-yield savings accounts
  • Fixed deposit certificates
  • Investment portfolio management
  • Retirement planning services

Mortgage Solutions

Affordable home financing options with flexible terms to help you purchase your dream property.

  • Up to 90% financing for Saudi nationals
  • Competitive fixed and variable rates
  • Long repayment terms up to 30 years
  • Pre-approval within 48 hours

Credit Services

Premium credit cards and lines of credit with exclusive benefits and rewards programs.

  • Gold, Platinum, and Infinite cards
  • Travel rewards and cashback programs
  • Contactless payment technology
  • Comprehensive insurance coverage

How It Works

1

Apply Online

Complete our simple online application form in just a few minutes.

2

Document Review

Our team reviews your application and requests any additional documents.

3

Get Approved

Receive approval within 24-48 hours for most financial products.

4

Receive Funds

Get your funds transferred directly to your account or as requested.